Term Loan

Term Loans are extended for the purpose of acquisition of fixed assets. viz., land, building, plant and machinery for setting up of new industrial units or expansion/modernization of existing units. Financing for the purchase of second hand machinery (both indigenous as well as imported) can also be considered subject to certain conditions.


Bank will normally finance up to 75% of the value of fixed assets and the balance amount should be brought by the applicant as margin. However depending upon the activity and quantum of advance the bank may either increase the margin or decrease the margin.


The repayment of term loan will be fixed based on the cash generation of the unit and gestation period. Suitable holiday period will be allowed for repayment of the term loan.

Interest Rates:

The details of interest rates for various categories of advances are available separately.

Conditions apply. The information provided above is only illustrative and not exhaustive.

Contact Information

JSC VTB Bank New Delhi Branch:

+ 91-11-66221000

+ 91-11-66221024

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