Supervise & Co-ordinate execution of Loan Documents (including equitable mortgage from the borrowers & maintain the custody of the security documents of loan assets.
Calculation of Provisions/Reserves requirements on loans portfolio.
Preparation/checking /submission of various risk related RBI reports.
Preparation/checking /submission of various risk related H.O. reports
Assessing the risk profile of loan proposals and approval of Credit Ratings
Monitoring of status of unsecured and secured advances as per policy
Monitoring of sector wise flow of funds defined in loan policy
Monitoring of Credit Exposure to various Single/Group borrowers defined in the loan policy
Monitoring of priority sector targets achievements.
Control of Credit Risk, Risk Based Supervision and Risk Audit and submission of related information of the branch to RBI / HO
To ensure the implementation and Updation of Policies and Procedures of the Risk Department.
To implement and comply with RBI directions relating to NCAF
To submit and maintain records of various prescribed reports to RBI, HO and other authorities
To act and maintain records as Nodal Officer for MIS of the Branch
To comply with RBI guidelines on risk management aspects of the Branch
To conduct Internal Audit of Operation Department and submit the report to the management
To execute any other Job which may be assigned from time to time
To support the department and management in framing policies and procedures to improve the functioning of the Bank.